Seller financing, does it make sense?
Most loans are financed by lending institutions. There are times when a seller is asked by a prospective buyer to finance the purchase in whole or in part. I would from my experience suspect that...
Home buying and selling are legal transactions, are you protected?
You have decided to sell your home. You contact Gulf Coastal Realtors (this site) and explain that you want to sell your home because you are moving to a smaller property. That large five-bedroom house...
What is a home appraisal?
Real estate agents know that there is a difference between an appraisal of a residential property and a selling price they can provide. Only a state-licensed appraiser can produce a report with a recommended value....
Serious about buying a home? Get pre-qualified or lose out.
Getting pre-qualified before looking for a home has always been a good idea. With competition and short supply now, it’s imperative. Sellers often receive multiple offers and those who are not pre-qualified are probably not...
When renting is a good thing
Ok, so I am a mortgage broker and I am writing about when renting is a good thing. You would think that since I make money when people buy, I would be encouraging people to...
My forbearance debt, how does it affect my creditworthiness?
So you read or were told about the federal government bailout for COVID. Not only did you probably receive a series of checks from the government, but you may also have taken advantage of other...
Gulfport investment property
Why would I write a blog article about investing in Gulfport MS? Because it’s a great city to find and acquire an investment property. Most of the communities along the Mississippi Gulf Coast are older...
Tax Law and Real Estate (2017 changes)
By now, you have filed two years of tax returns and if you live in a high-cost site such as CA, TX, and others, you know you paid more in taxes. If you live in...
Sale by Owner
Should you sell your property yourself, for sale by the owner, or should you consider working with a Real Estate Broker? Usually, the person writing this type of article has landed on one side or...
Mississippi Gulf Coast, an outsiders perspective
Ok, so let me start by saying that I have lived here for three years and while I am no longer an outsider, I do not say “y’all” very often. My goal is to adopt...
They found us!
About seven years ago, my wife and I looked around the country for a community that we could afford to retire in. The community had to provide us with a quality of life along with...
Homeowners Insurance
Home Insurance is a big topic and I will attempt to explain as much as possible in this article without getting too deep into technical and financial issues. First, there are several titles for insurance...